Current Rates

Current Prime Rate is 2.45

Some conditions may apply. Rates may vary from province to province.
Rates subject to change without notice. *O.A.C. E.& O.E.
Rates as of November 10, 2021

Terms Bank Rates Our Rates
5 Year Adjustable (high ratio / no pre approvals) 2.95% 1.10%
3 Year Adjustable (high ratio) 2.95% 0.99%
3 Year (fixed high ratio) 3.74% 2.19%
5 year (fixed borrowed down payment) 4.89% 2.29%
5 Year (fixed conventional purchase or renewal / 65% LTV or less) 4.89% 2.59%
5 Year (fixed high ratio /  60 day hold) 4.89% 2.34%
5 Year (adjustable refinance) 4.89% 1.30%
5 year (fixed refinance) 5.19% 2.59%