Current Rates

Current Prime Rate is 4.45%

Some conditions may apply. Rates may vary from province to province.
Rates subject to change without notice. *O.A.C. E.& O.E.
Rates as of Aug 6, 2026

Terms Bank Rates Our Rates
5 Year Variable  (high ratio / prime – .95%) 6.45% 3.50%
5 Year (fixed conventional / 120 day close) 6.79% 4.49%
3 Year (fixed high ratio / 60 day hold) 6.44% 3.94%
5 Year (fixed rate / high ratio – Borrowed down) 6.64% 4.09%
5 Year (fixed rate / high ratio – 120 day hold) 6.99% 4.09%
3 Year (fixed rate / conventional – 130 day close) 6.69% 4.34%
3 Year (fixed rate refinance ) 6.99%

4.34%