Current Rates

Current Prime Rate is 4.95%

Some conditions may apply. Rates may vary from province to province.
Rates subject to change without notice. *O.A.C. E.& O.E.
Rates as of July 11, 2025

Terms Bank Rates Our Rates
5 Year Variable  (high ratio / prime – .85%) 6.45% 4.10%
2 Year (fixed high ratio / 120 day close) 6.79% 4.39%
3 Year (fixed high ratio / 120 day hold) 6.44% 4.09%
5 Year (fixed rate / high ratio – Borrowed down) 6.64% 3.99%
5 Year (fixed rate / high ratio – 120 day hold) 6.99% 3.99%
3 Year (fixed rate /conventional – 30 year amortization ) 6.69% 4.24%
3 Year (fixed rate refinance – with HELOC) 6.99%

4.29%