In Alberta, while there is no land transfer tax, there are still important costs you’ll need to factor into your home purchase—specifically, title insurance. Our Land Transfer Calculator helps you estimate the cost of title insurance, which is essential for protecting your home purchase against potential legal issues with the property’s title.
Why use the Land Transfer Calculator?
Quickly estimate your title insurance fees, helping you better plan for this aspect of the home-buying process.
Understand the requirements in Alberta, where land transfer tax is not collected, but title insurance is a standard and necessary part of the transaction.
Prepare for additional fees that come with securing your home, ensuring your entire purchasing process is smooth and stress-free.
Even though Alberta doesn’t impose land transfer taxes, title insurance is still an essential cost to consider, and this calculator makes it easy to estimate.
Why Use Our Mortgage Calculators?
Home financing decisions can be complex, but with the right tools at your disposal, you’ll have the clarity and confidence you need to make informed choices. Our suite of interactive calculators allows you to take control of your home-buying journey, whether you’re a first-time buyer, refinancing, or exploring additional financing options.
By using these calculators, you can:
Understand your mortgage options and how they fit into your overall financial picture.
Prepare for the hidden costs that come with buying a home, including closing costs and title insurance.
Make decisions with confidence, knowing you have the right information to guide your next steps.
Take the guesswork out of home financing and start exploring your options today. Our mortgage calculators are here to support you every step of the way.
“Collin's team worked quickly and effectively to get us the best deal on our mortgage. After this experience, there's no reason that I would ever recommend someone just go to their bank to ask for a mortgage. Engage a professional like Collin to get the best deal. Thanks Collin!”
James (Spruce Grove)
Current Rates
The Current Prime Rate is
4.45%
Terms
Bank Rates
Our Rates
5 Year Variable (high ratio / prime – 1%)
4.45%
3.45%
5 Year (fixed conventional / 120 day close)
5.79%
4.49%
3 Year (fixed high ratio / 60 day hold)
5.44%
3.94%
5 Year (fixed rate / high ratio – Borrowed down)
5.64%
4.09%
5 Year (fixed rate / high ratio – 120 day hold)
5.99%
4.09%
3 Year (fixed rate / conventional – 130 day close)
Some conditions may apply. Rates may vary from province to province. Rates subject to change without notice. *O.A.C. E.& O.E. Rates as of September 3, 2026.
