Borrowed Down Payment

Don’t have the required 5% down payment for your new mortgage? We can help you get it from a loan or line of credit. Take advantage of low interest rates and housing prices — without having to wait while you save up the down payment!

Purchases

Whether you are a first-time home buyer or an experienced buyer, we can provide you with access to the best mortgage products and rates across Canada.


Refinancing

Refinancing a home loan is an easy and affordable way to pull out equity for home improvements, investments, debt consolidation, and more.

Renewals

By negotiating for a better renewal, you could save thousands of dollars each year. We can shop around for an interest rate before you even hear from your lender. And the best part is that all legal fees and appraisal costs are covered by the lender.


Purchase + Improvements

Perhaps you’ve found your perfect home, though it’s in need of some repairs and/or upgrades? With our purchase + improvements program you’ll have funds available right away to renovate immediately upon possession. Your mortgage will cover both the purchase price of your home, plus the cost of renovation.

Spousal Buyout Program

Helping those going through separation/divorce, the Spousal Buyout Program helps couples establish financial independence. It is a process involving one spouse buying out the other from an existing mortgage, where the equity is split, and new terms of the mortgage are established, for the individual staying in the home.


New to Canada

Are you new to Canada and wanting to purchase your first home here? Our expert mortgage advisors are here to answer all of your questions, and to help you achieve the home you desire for you and your family.

Second Properties

Thinking about purchasing a second property? Whether you’re considering purchasing a second home for investment purposes or as a vacation home, speak to one of our qualified mortgage advisors about how we can help you achieve your home ownership goals.


Vehicle Financing

Whether you’re looking to refinance your auto-loan to lower your payments, get cash back for down payment for your first home, remove yourself from a co-signed loan, or are looking to finance a new vehicle, we can help!

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Exclusive Homebuyers Programs

Get up to $5000.00 for your home’s furnace and water heater with the Enercare Advantage Program! Sign up for a protection plan that’ll cover you in case of breakdowns, and to ensure regular maintenance/repair, and put simply, peace of mind.

Why use a mortgage broker?

We can access more mortgage products.

While the banks can only offer you their own mortgage products, we have access to hundreds of options from Canada’s largest banks, credit unions, trust companies, and financial institutions.

We’re one of Canada’s top mortgage brokers.

Dominion Lending funded over $78 billion in mortgages across Canada in 2021 and we have been DLC’s #1 mortgage broker for number of mortgages funded in Canada for 11 years. Simply put, the more volume we fund, the lower rates you get.

We’ll walk you through the mortgage process.

Our experienced team of professionals is dedicated to helping you achieve your home ownership dreams, providing excellent customer service, and saving you thousands in the process.

Our services are completely free to use.

The lender pays us based on the volume we send them, not the interest rate, and we don’t get paid until your mortgage funds. You can enjoy confidence and security in knowing that we will get you the right mortgage for your needs. If you want to find out more, contact our South Edmonton Office.

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CISN 103.9 GRAND GESTURE

CISN in the Mornings love to give back to those in need. Chris, Jack & Matt’s Grand Gesture with the Collin Bruce Mortgage Team!

Know a school in need of books or sports equipment?
A community charity doing great work, but needing more help?
Someone that just needs a hand?

Nominate below and once a month, we’ll come to the rescue with a $1,000 donation!

ENTER ONLINE

Testimonials

“Collin is extremely knowledgeable. He helped me sort through many different scenarios based on the home we chose. He was always quick to answer any of my questions (there were tons). I will definitely be using him for all future mortgage needs and highly recommended him to others.”

Amanda (Edmonton)