First-Time Home Buyer

As a first-time homebuyer, the journey towards owning your own home can be both exciting and overwhelming. With so many decisions to make and financial considerations to weigh, it’s important to have expert advice every step of the way. That’s where we come in. As experienced mortgage brokers, we specialize in assisting first-time buyers like yourself navigate the complexities of obtaining a mortgage, ensuring that you secure the best possible financing options tailored to your unique needs and circumstances. Our dedicated team is committed to simplifying the process, providing clarity, and empowering you to make informed decisions that pave the way towards owning your dream home.

With all mortgages, you need to have at least a 5% down payment. We have mortgages available where you can borrow the down payment from a line of credit or loan and still get the best rates available. We can even help you set up a line of credit.

This allows you to get into the market and into a home that you’ll love now, without the wait. The minimal amount of interest you would pay on the borrowed down payment, compared to the potential difference in higher interest rates and housing prices in future, means you are further ahead by buying now.

Fill out the form below and start your journey to your new home today!

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Refinance Mortgage Edmonton


CISN in the Mornings love to give back to those in need. Chris, Jack & Matt’s Grand Gesture with the Collin Bruce Mortgage Team!

Know a school in need of books or sports equipment?
A community charity doing great work, but needing more help?
Someone that just needs a hand?

Nominate below and once a month, we’ll come to the rescue with a $1,000 donation!



“Collin Bruce Mortgage Team was wonderful to work with! Friendly, knowledgeable, and prompt service. Very responsive to emails and phone calls, answering every question we had. We trust that they shopped around for the best possible rate and will absolutely be using them for future purchases/ mortgage renewals.”

Christy (Edmonton)