Generally, these are documents required by the lenders. In some cases, we may require documents specified here. If you have ANY questions or are unable to provide them, please let us know. Again this is just a guide, not what is 100% required.
Due to the Money Laundering and Terrorist Act of Canada, you are required to provide a full 90 day history of the account or accounts (savings, chequing, RRSP, mutual funds etc.) in which your down payment currently is. Any deposits over $1,000.00, the source of these deposits, must be proven, excluding payroll.
Of course down payment can come from a combination of any of the example below. Any questions just let us know.
CISN in the Mornings love to give back to those in need. Chris, Jack & Matt’s Grand Gesture with the Collin Bruce Mortgage Team!
Know a school in need of books or sports equipment?
A community charity doing great work, but needing more help?
Someone that just needs a hand?
Nominate below and once a month, we’ll come to the rescue with a $1,000 donation!
“I've used Collin and his team now for three rounds of mortgage renewals and I've always found them to be very knowledgeable, friendly, professional, and prompt. Highly recommend!”Cindy (Edmonton)