Current Rates
Current Prime Rate is 5.45%
Some conditions may apply. Rates may vary from province to province.
Rates subject to change without notice. *O.A.C. E.& O.E.
Rates as of Dec 19, 2024
| Terms | Bank Rates | Our Rates |
|---|---|---|
| 5 Year Adjustable (high ratio / prime -1.05%) | 6.45% | 4.40% |
| 3 Year (fixed high ratio / pre approval) | 6.79% | 4.39% |
| 2 Year (fixed high ratio / 120 day hold/ live deal) | 6.44% | 5.09% |
| 5 Year (fixed rate / high ratio – Borrowed down) | 6.64% | 4.39% |
| 5 Year (fixed rate high ratio) – 120 day rate hold, pre approval. | 6.99% | 4.39% |
| 5 Year (fixed rate 20% down purchase) | 6.69% | 4.59% |
| 5 Year (fixed rate refinance) | 6.99% | 4.59% |
