Current Rates

Current Prime Rate is 5.20%

Some conditions may apply. Rates may vary from province to province.
Rates subject to change without notice. *O.A.C. E.& O.E.
Rates as of Feb 11, 2025

Terms Bank Rates Our Rates
5 Year Variable  (high ratio / prime – .90%) 6.45% 4.30%
3 Year (fixed high ratio / 60 day quick close) 6.79% 4.14%
3 Year (fixed high ratio / 120 day hold/ live deal) 6.44% 4.29%
5 Year (fixed rate / high ratio – Borrowed down) 6.64% 4.09%
5 Year (fixed rate / high ratio – 120 day hold 6.99% 4.09%
3 Year (fixed rate /conventional – 120 day pre approval ) 6.69% 4.54%
3 Year (fixed rate refinance) 6.99%

4.54%

2 year ( fixed rate /high ratio high ratio ) 6.49% 4.34%

 

CISN 103.9 GRAND GESTURE

CISN in the Mornings love to give back to those in need. Chris, Jack & Matt’s Grand Gesture with the Collin Bruce Mortgage Team!

Know a school in need of books or sports equipment?
A community charity doing great work, but needing more help?
Someone that just needs a hand?

Nominate below and once a month, we’ll come to the rescue with a $1,000 donation!

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Testimonials

“Just did our new mortgage through Collin and his team and was very impressed! Wonderful customer service throughout the whole process. Got a very good rate too! Highly recommended to anyone looking to get a mortgage! Best mortgage broker ever! Thank you Collin and team for helping us get our new home!”

Dmitriy and Kristie (Edmonton)