Current Rates

Current Prime Rate is 4.95%

Some conditions may apply. Rates may vary from province to province.
Rates subject to change without notice. *O.A.C. E.& O.E.
Rates as of May 28, 2025

Terms Bank Rates Our Rates
5 Year Variable  (high ratio / prime – .85%) 6.45% 4.10%
2 Year (fixed high ratio / 120 day close) 6.79% 4.24%
3 Year (fixed high ratio / 120 day hold) 6.44% 4.19%
5 Year (fixed rate / high ratio – Borrowed down) 6.64% 3.99%
5 Year (fixed rate / high ratio – 120 day hold) 6.99% 3.99%
3 Year (fixed rate /conventional – 120 day pre approval ) 6.69% 4.29%
3 Year (fixed rate refinance – with HELOC) 6.99%

4.29%

     

 

CISN 103.9 GRAND GESTURE

CISN in the Mornings love to give back to those in need. Chris, Jack & Matt’s Grand Gesture with the Collin Bruce Mortgage Team!

Know a school in need of books or sports equipment?
A community charity doing great work, but needing more help?
Someone that just needs a hand?

Nominate below and once a month, we’ll come to the rescue with a $1,000 donation!

ENTER ONLINE

Testimonials

“I can't imagine not going through Collin & his team for a mortgage. From the rapid quick email response to the wealth of knowledge, he's in a different league than the big banks. I'll continue to refer Collin to anyone looking for a mortgage as well as contact him for my next.”

Keith (Edmonton)