Current Rates

Current Prime Rate is 4.45%

Some conditions may apply. Rates may vary from province to province.
Rates subject to change without notice. *O.A.C. E.& O.E.
Rates as of Sept 14, 2026

Terms Bank Rates Our Rates
5 Year Variable  (high ratio / prime – 1.00%) 4.45% 3.45%
5 Year (fixed conventional / 120 day close) 5.79% 4.49%
3 Year (fixed high ratio / 120 day hold) 5.44% 4.04%
5 Year (fixed rate / high ratio – Borrowed down) 5.64% 4.39%
5 Year (fixed rate / high ratio – 120 day hold) 5.99% 4.24%
3 Year (fixed rate / conventional – 120 day close) 5.69% 4.29%
3 Year (fixed rate refinance ) 5.99%

4.29%
     

 

CISN 103.9 GRAND GESTURE

CISN in the Mornings love to give back to those in need. Chris, Jack & Matt’s Grand Gesture with the Collin Bruce Mortgage Team!

Know a school in need of books or sports equipment?
A community charity doing great work, but needing more help?
Someone that just needs a hand?

Nominate below and once a month, we’ll come to the rescue with a $1,000 donation!

ENTER ONLINE

Testimonials

“I had the opportunity to obtain a mortgage with the Collin Bruce Team twice now. Each time, the service was above and beyond. The team walked me through each step, explained things, and most importantly got to know me and wanted to work for me! I am very appreciative of Mike and Shelly’s efficient and hard work in securing me with a mortgage during a very difficult time.”

Nicole (Beaumont)