Current Rates

Current Prime Rate is 5.45

Some conditions may apply. Rates may vary from province to province.
Rates subject to change without notice. *O.A.C. E.& O.E.
Rates as of Sept 28, 2022

Terms Bank Rates Our Rates
5 Year Adjustable (high ratio / no pre approvals) 5.45% 4.35%
3 Year (fixed high ratio) 4.99% 4.84%
5 Year (fixed high ratio 120 day hold) 4.99% 4.79%
5 year (fixed rate  borrowed down payment) 4.99% 4.79%
5 Year (fixed conventional purchase or renewal) 5.29% 4.99%
5 Year (fixed refinance 120 day hold) 5.49% 5.29%
10 Year (fixed rate high ratio) 5.99% 5.79%
Auto Financing 8.99% 6.99%


Refinance Mortgage Edmonton


CISN in the Mornings love to give back to those in need. Chris, Jack & Matt’s Grand Gesture with the Collin Bruce Mortgage Team!

Know a school in need of books or sports equipment?
A community charity doing great work, but needing more help?
Someone that just needs a hand?

Nominate below and once a month, we’ll come to the rescue with a $1,000 donation!



“Dealing with the Collin Bruce team was such a positive experience. They were so knowledgeable and helpful through every step of the process. They listened and answered all my questions and were very quick to respond back to me. This is my second time using them and I absolutely plan to use them again in the future!”

Ashiana (Spruce Grove)