Mortgage Renewals

Mortgage Renewals

When your mortgage term is coming to an end, it’s the perfect time to review your options and make sure your mortgage still fits your financial goals. The Collin Bruce Mortgage Team helps homeowners secure better rates, improve terms, and explore new opportunities instead of simply accepting their lender’s first offer.

With access to multiple lenders, the focus is on finding a renewal solution that can lower your payments, reduce interest costs, or provide more flexibility. The process is designed to be simple, efficient, and stress-free, so you can move forward with confidence.

Whether you want to save money, change your mortgage type, or access equity, the goal is to make your renewal work better for you.

Frequently Asked Questions

A mortgage renewal is when you sign a new term and interest rate at the end of your current mortgage agreement.
It’s best to start 3 to 6 months before your term ends so you have time to compare rates and negotiate better terms.
No. You can switch lenders at renewal to get a better rate or more suitable mortgage terms.
Yes. Renewal rates are often negotiable, especially when you compare offers from multiple lenders.
Yes. A mortgage broker can shop multiple lenders, find better rates, and help you choose the best option, saving you time and money.

Have questions about buying your first home? Give us a call and we’ll be happy to walk you through the home-buying process.

Request a Call

CISN 103.9 GRAND GESTURE

CISN in the Mornings love to give back to those in need. Chris, Jack & Matt’s Grand Gesture with the Collin Bruce Mortgage Team!

Know a school in need of books or sports equipment?
A community charity doing great work, but needing more help?
Someone that just needs a hand?

Nominate below and once a month, we’ll come to the rescue with a $1,000 donation!

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Testimonials

“I have went through the Collin Bruce Mortgage Team 3 times since 2015 and every time has been flawless and so easy (twice for purchase, once for a renewal). They communicate very well and respond quickly. They also help sort out any issues with lenders quickly. I recommend Collin Bruce to all my family and friends when they talk about getting a mortgage. They have always represented my interests well by getting me the best possible rate and they have access to many lenders.”

Tyler (Edmonton)